HOME   |   ABOUT US   |   CONTACT INFO  

10605 Judicial Dr. B2, Fairfax, VA 22030  
(703) 893-0760 / (703) 273-9886  


Hours of Operation

Monday to Friday 9am-5pm

We can also accommodate you as early as 6am or as late as 8pm by special appointment.

Contact Us for Free Consultation!

To schedule a Free Consultation, you can reach us by phone (703) 893-0760 or you can fill up our online form here.


Filing Bankruptcy

BANKRUPTCY LAW IS A FEDERAL LAW. THIS SHEET GIVES YOU SOME GENERAL INFORMATION ABOUT WHAT HAPPENS IN A BANKRUPTCY CASE. THE INFORMATION HERE IS NOT COMPLETE. YOU MAY NEED LEGAL ADVICE.

WHEN YOU FILE BANKRUPTCY

You can choose the kind of bankruptcy that best meets your needs:

Chapter 7 (Liguidation) - A trustee is appointed to take over your property. Any property of value will be sold or turned into money to pay your creditors. You may be able to keep some personal items and possibly real estate depending on the law of the state where you live.
Chapter 13 (Workout) - You can usually keep your property, but you must earn wages or have some other source of regular income and you must agree to pay part of your income to your creditors. The Court must approve your repayment plan and your budget. A trustee is appointed and will collect the payments from you, pay your creditors, and make sure you live up to the terms of your repayment plan.
Chapter 12 - Like Chapter 13, but it is only for family farmers.
Chapter 11 (Reorganization) - This is used mostly by businesses. In Chapter 11, you may continue to operate your business, but your creditors and the Court must approve a plan to repay your debts. There is no trustee unless the Judge decides that one is necessary; if a trustee is appointed, the trustee takes control of your business and property.

If you have already filed bankruptcy under Chapter 7, you may be able to change your case to another chapter.

Your bankruptcy may be reported on your record for as long as ten years. It can affect your ability to receive credit in the future.
Sawyer and Azarcon, P.C.
Bankruptcy attorneys with twenty years of experience, Sawyer & Azarcon is a Virginia bankruptcy law firm in Northern Virginia, Fairfax County, Fairfax City, Prince William County, Manassas City, Manassas Park, Fauquier County, Loudon County, Stafford County, Alexandria City, Arlington County, and Falls Church.

Sawyer & Azarcon, specializes in bankruptcy law, consumer bankruptcy, and individual bankruptcy. We are consumer bankruptcy attorneys for all chapter 7, chapter 11, and chapter 13 cases.

Sawyer & Azarcon stops foreclosure, home foreclosures, garnishments, liens, and repossessions.

Sawyer & Azarcon provides debt relief, debt reduction, consumer credit counseling, credit repair under the new bankruptcy law (BAP, CPA), and will assist you in solving all debt problems through bankruptcy information and advice.

Sawyer & Azarcon will assist you in eliminating or reducing your debt and will stop all creditor calls and harassment. We will help you reorganize and get a fresh start. We will help you obtain financing or refinancing.

Sawyer & Azarcon will help you rebuild your credit! Sawyer & Azarcon is a tax and tax defense law firm. We do installment agreements, offers in compromise, tax audits, and tax court cases. We handle both IRS and Virginia tax cases in Northern Virginia, Fairfax County, Fairfax City, Prince William County, Manassas City, Manassas Park, Fauquier County, Loudon County, Stafford County, Alexandria City, Arlington County, and Falls Church. We Make The Law Work For You.

  © Copyright 2011 Sawyer and Azarcon | Disclaimer